First Time Buyers Continuing To Rent

By Daren Cope The banks have been reducing the number of low deposit mortgages (10% and below) since Covid-19 hit in the spring. This has meant that the number of first-time buyers has been decreasing quickly, meaning many of those would-be buyers wanting to make the first step on the property ladder are having to […]

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Derby House Prices in 2021. The Verdict…

By Simon Joyce We have several ongoing and upcoming events that are likely to have an impact on the Derby property market and the value of your Derby home. There is a ‘no deal’ Brexit on the horizon. The stamp duty holiday finishes at the end of March. Mortgage payment holidays are coming to an […]

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How Much Have Burton Homeowners Saved in Stamp Duty?

By Daren Cope. If you read blogs regularly, you know I love the stats! In this blog I take a look at the early Stamp Duty savings made by property buyers in Burton-on-Trent. Burton homebuyers and landlords purchasing residential property have saved £49,200 since the Chancellor reduced stamp duty on 8th July 2020, yet many […]

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Is ‘Generation Rent’ To Become ‘Generation Buy’?

By Daren Cope. Boris Johnson has attracted both praise and horror in equal measure with a new plan for 95% mortgages to help beleaguered first time buyers to get on the property ladder, but would that expose UK taxpayers to too much risk? In this article I discuss the implications of what that would mean […]

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Homeowners Finding it Tough to Move Up the Ladder

By Jane Mason. Post lockdown, the need for families who want bigger homes has meant homebuyers must now pay considerably more to trade up to that larger home… One thing that has come out of lockdown has been the inexorable movement of households wanting to upsize to a larger home. Often considered to be first […]

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Downvaluing and ‘Backdoor Gazumping’ on Derby Property

By Simon Joyce The Derby property market is an enigma and packed full of contradictions. Notwithstanding an economic recession and forecasts of property values dropping, nobody seems to have informed the Derby homeowners selling their homes and those Derby people looking to buy them. As I have discussed in many recent articles on the locality, […]

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The Price is Right… But Not Always

By Simon Joyce. I was video chatting with a friend of mine a few days ago who has recently sold his house over Nottingham way. We were discussing the sales process and what sort of service he received from his agent and it transpired that the first agent he used couldn’t sell the property despite […]

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3 Reasons to Stop Being a Buy-to-Let Landlord…

… and the 6 reasons why you most definitely shouldn’t! By Simon Joyce. The buy-to-let market is about to enter a challenging 12 to 24 months. Yet, by looking back at the last recession and what is happening now, there are vital lessons all  landlords can learn to protect themselves. In fact, landlords can create […]

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Property. 100 Days since Lockdown.

By Simon Joyce. With only around 1 in 5 house sellers actually selling their home in the last month, sellers and buyers will need to continue to be pragmatic if the surprisingly strong current levels of activity in our local property market are to be sustained. To start, we had the once in a lifetime […]

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Moving Back In with Mum and Dad…

By Daren Cope. Roll the clock back 20 years or so and any self-respecting late 20’s / early 30’s something would never say on their first date that they lived with their mum and dad! It was seen as a sign of immaturity being tied to your mother’s apron strings with as a failure to […]

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