Wearing summer clothes at the first sight of sun, stocking up with food at the first sight of snow, queuing, apologising automatically, our ability to talk at length about the weather, making a cup of tea at the first sign of a crisis, having a beer at the airport even though it’s before 8:00 am and our complete obsession with the ‘Property Ladder’!

This ‘love affair’ with owning our own home has been both good and bad for the UK as a whole; giving people financial freedom in their later years whilst also reducing the quantity and quality  of housing provision whilst adding the extra pressure of a ‘them and us’ society. Strong words I know .. but let me explain more.