Number of Bedrooms… Homeowners v Tenants in Derby…

My good friend at AKS Residential, Andrew Sanderson, sent me a graphic a couple of days ago to use on social media. However, it prompted me to investigate the issue further. Here is the graphic… Now, children equals bedrooms and the conventional way of categorising property in Britain is to look at the number of […]

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How Has Mortgage Lending Changed?

Lender confidence in the Buy-to-Let sector is on the up as the number of Buy-to-Let mortgage products now available is increasing all the time. This, despite more legislation as well as changes to landlord taxation rules. Irresponsible mortgage lending was largely blamed for the financial crash in the late ‘noughties’ and, not surprisingly, lenders were […]

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Letting Tip #2 – Taxation & Stamp Duty

All property transactions involve paying some sort of tax and investment properties are no different, if fact, landlords can bear the taxation burden more than most! You do need to understand the implications of both taxation and stamp duty on your investment purchase… Landlord Taxation and Stamp Duty Landlord Taxation When you start renting out […]

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The Derby Property Market in 2019…

Derby property values are unexpectedly 6.8% higher than at the end of 2017, notwithstanding the uncertainty and threats over the potential impact of Brexit in 2019. This has exceeded all the predictions, or to be more specific, guesses of all the City of London economists, in an astonishing sign of strength for the local Derby […]

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Letting Tip #1 – Where and What to Buy?

The ultimate question for both seasoned landlords and those taking the first steps into property investment… What type of property do I buy and where do I buy it? Your Own Goals Before answering this, you need to know what you want to achieve from your investment? Is it a Short term or Long term […]

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How Many Annual Salaries for a Derby 1st Time Buyer?

Oh what is it to be British! Wearing summer clothes at the first sight of sun, stocking up with food at the first sight of snow, queuing, apologising automatically, our ability to talk at length about the weather, making a cup of tea at the first sign of a crisis, having a beer at the airport even though it’s before […]

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A Property ‘MOT’ for Derby Landlords…

“I just love looking over and keeping up to date with the 150 plus pieces of legislation that govern the rental of residential property in the UK”  said No Derby Landlord… ever If you are one of the 6,827 Derby landlord’s that manages your own property, would it surprise you to know that there around […]

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30% of all Derby Properties Bought by Cash…

For most Derby people, a mortgage is the only way to buy a property. However, for some, especially Derby homeowners who have paid off their mortgage or Derby buy to let landlords, many have the choice to pay exclusively with cash. So the question is, should you use all your cash, or could a mortgage […]

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Buy to Let of the Week

Here are our Buy-to-Let recommendations this week brought to you by Simon Joyce, our Derby property expert. Be quick though, some of these properties do sell during the time taken to record the video and post it on the site!  Please note that these properties are general recommendations only and may not suit all types […]

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The Homes (Fitness for Human Habitation) Bill

Another piece of lettings regulation is due to come into force on 20th March 2019. The Homes (Fitness for Human Habitation) Bill has seems to have largely gone under the radar, being left a little in the shadows of the more newsworthy Tenant Fee Bill. The bill has passed through Parliament and received Royal Assent, making […]

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