Home Ownership for Derby’s Young People has Halved

The proportion of 25 to 34-year olds who own their home in Derby has nearly halved in the last 20 years. So what does this mean for all the existing Derby landlords and homeowners together with all those youngsters considering buying their first home? Here are the Stats… Homeowners – Well, looking at the numbers […]

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How Has Mortgage Lending Changed?

Lender confidence in the Buy-to-Let sector is on the up as the number of Buy-to-Let mortgage products now available is increasing all the time. This, despite more legislation as well as changes to landlord taxation rules. Irresponsible mortgage lending was largely blamed for the financial crash in the late ‘noughties’ and, not surprisingly, lenders were […]

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30% of all Derby Properties Bought by Cash…

For most Derby people, a mortgage is the only way to buy a property. However, for some, especially Derby homeowners who have paid off their mortgage or Derby buy to let landlords, many have the choice to pay exclusively with cash. So the question is, should you use all your cash, or could a mortgage […]

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